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Teacher $200 cash advance pressed us to brink of bankruptcy

With bills turning up, her credit shot, and an option l ming every morning of whether or not to spend her last bucks on meals or on fuel to make it to work, twelfth grade science teacher Dawn Schmitt went online searching for monetary hope.

Search engines led her into the site of the ongoing business called MyNextPaycheck. And in a few minutes, $200 ended up being deposited into her banking account – a short-term loan to cushion her until her next payday.

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It seemed t advisable that you be true, she told a federal jury final thirty days.